If your health deteriorated would you be at risk of losing your income as well as your health? Would your savings alone cover all your expenses such as your bills or mortgage? Here at AEON we’re able to work with you at both personal and corporate level. This means that whether you require personal health insurance or health insurance for your employees, we ensure that you have the most suitable arrangements in place.

Health Insurance

Health insurance is a complex area and there are a number of pitfalls that can emerge when arranging cover. Here are just a few of the questions you should consider before arranging any health cover:

  • Do you already have some medical cover? If so, what type is it and what protection does it offer?
  • If you are unable to work, what level of income would you need to be able to pay your bills? Would your partner be able to make up some of the shortfall from your loss of income?
  • If you are sick or have an accident and are unable to work what benefits are available from the State? Are these guaranteed and for how long will they be paid? Who would pay your mortgage and any other debts you may have? Do you have sufficient savings to repay these debts? If so, are you prepared to deplete your savings?
  • If you are running your own business and you become ill, can you afford to wait for an operation for any length of time? Will the NHS offer you the appropriate care which fits in with your personal time frame and circumstances?

If the answers to some of these questions make you uneasy, it’s comforting to know that AEON can help to guide and advise you in assessing the best way of protecting your future financial security.

Health insurance plans can be complicated so it’s not surprising that the average person needs assistance to sort through the options and exclusions, the excesses, deferment periods and add-ons in order to choose the right policy.

AEON’s expert advisers consider a variety of options based on your needs and circumstances, including

  • Critical illness cover
  • Income protection plans
  • Private medical insurance
  • Accident and sickness cover
  • Cash health plans.

Your experienced personal adviser will establish what cover, if any, you already have via your employment and will help you decide whether it’s best to choose one type of insurance, or opt for a combination of health and medical insurance.

AEON’s health insurance services are available for corporate as well as personal clients. Employers usually appreciate that employee health insurance provides benefits to both the company and their employees. It means that you and your staff have adequate financial security and allows you the wherewithal to handle long term sickness or unexpected disability with compassion.

If you’d benefit from the peace of mind that health insurance offers, contact AEON to arrange a free, no obligation meeting.